Microsoft Copilot
Microsoft's AI assistant for chat, search and Microsoft 365 apps
Overview
Microsoft Copilot is a general-purpose AI chat assistant for answering questions, brainstorming, writing and creating images. Paid Microsoft 365 plans extend it into Word, Excel, PowerPoint and Outlook for individuals and families.
Good for
Key features
- Conversational AI chat on web and mobile
- AI image generation
- Copilot inside Word, Excel, PowerPoint, Outlook
- Higher usage limits on paid plans
- Bundled with Microsoft 365 subscriptions
Pricing
| Plan | Billed monthly | Billed yearly | Notes |
|---|---|---|---|
| Microsoft 365 Personal | $9.99/mo | — | |
| Microsoft 365 Family | $12.99/mo | — | |
| Microsoft 365 Premium | $19.99/mo | — |
From our research of the official pricing page; not yet confirmed by an automatic check. Prices in USD per month: the only currency the page showed us, so UK prices may differ. A dash means that billing option isn't shown.
Free tier
Limited free version of Copilot chat, subject to available capacity and usage limits; Copilot in Microsoft 365 apps requires a paid plan.
Alternatives to Microsoft Copilot
Compare Microsoft Copilot with Google Gemini and Mistral Vibe (Le Chat)
Change timeline
Every change we've confirmed on the official pricing page: prices, plans, the free tier and restrictions. Each one was seen on two checks in a row.
No changes since tracking began; last checked 4 Oct 2026. We re-read the pricing page every day.